Not sure if I have told you this, but I am a University student studying Accounting and finance in UK. I would just like to give you a few tips about how to mange your own finance.
1. Make a budget, and of course I do that simply just record the amount you have spent on each transaction each week onto a spreadsheet. This will give you an great estimate of how much you spent each week. (both expenses as well as income)
2.Keep checking your bank account, sometimes you might have forgotten to record a transaction, therefore it would be very useful to just check your account. (Cause sometimes payments could be delayed)
3.Now, write down your actual budget and start from there.
4. Distinguish the difference between "want" and "need", if running low on budget buy only what you need not what you want. (I am sure that soundmagic E10 headphone can wait, might also be cheaper to buy later on)
5. Stay tune on this site and look out for free samples.
Reference: http://www.wikihow.com/Manage-Your-Finances
